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Hi,

I am new to this forum and I signed up because we want to get a 2022 Highline (SEL) Taos. We live in Canada.

Since we are getting the Taos as a lease, the dealer is offering the following "protections" at extra cost:
  • Anti-Theft: I don't really understand what this is. Even the sales agent wasn't able to clearly specify the advantages.
  • Lease Excess Wear Waiver: This is supposed to cover up to 10,000 canadian dollars in "damages" to the car up to 10 events. It is supposed to cover the extra fees that would have to be paid upon return of the car.

Both things add up around 1400 canadian dollars plus tax.

Do you think that it is worth taking the plans or is it wiser just to dismiss them and maybe buy and resell the car at the end of the lease term?
 

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All of the nonsense you have described is just profit for the dealer.

Lease the car, take reasonable care of it so that at the end of the lease you just have "normal wear and tear" on the vehicle, and obtain your own insurance from your insurance company. Because it is a leased vehicle, speak to your insurance broker about getting what is called "gap insurance".

Politely decline all of the various add-ons that the "business office" of your dealer is offering.

FYI I have leased half a dozen VWs in Canada over the past 30 years, and never taken any of the add-ons. I have never had a problem returning the vehicle at the end of the lease.
 

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It's always important to make sure you have adequate insurance coverage, especially when you're living in your RV full-time. There are a number of insurance companies out there that specialize in RV insurance, including coverage for full-time RVers. One option you might want to look into is National General Insurance. They offer a range of different RV insurance policies, including coverage for full-time RVers. It is important to find a good insurance that will protect you from various troubles. I am a musician and I have a lot of expensive instruments, so I use insurance for my equipment. Thanks to this, I don't worry about my instruments.
 
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